Get a glimpse of 2026 utility services rates and learn how City of Loveland is making strategic investments to provide reliable and affordable utility services of lasting value for our customers into the future.
Electric
The electric utility sector is evolving rapidly as communities focus on cleaner energy and more resilient infrastructure. In partnership with Platte River Power Authority, City of Loveland Utilities is committed to a carbon-free future. Factors such as supply and demand delays, rising construction costs and overall inflation contribute to the proposed 5.88% increase in electric rates for 2026.
Water
Water rates are proposed to increase by 4% to help fund capital projects at the Water Treatment Plant and within the distribution system, addressing aging infrastructure and enhancing system reliability. The implementation of advanced metering infrastructure for the Water Division, along with the inspection and inventory of water service lines to meet regulatory compliance requirements, will continue through 2026.
Wastewater
Wastewater rates will increase by 4% to help fund capital projects at the Wastewater Treatment Plant and within the collection system, supporting infrastructure upgrades and ongoing regulatory compliance. Rising costs related to the Treatment Plant expansion and transmission main improvements are contributing to overall cost increases.
| 2025 to 2026 |
|
RESIDENTIAL BILL COMPARISON
|
| |
2025 Rates |
2026 Rates |
% Change |
$ Change |
A typical residential customer, based on average annual use, could expect to see an overall increase of $10.64 monthly on their utility bills.
DID YOU KNOW?
Our rates are among the lowest in the Front Range.
|
ELECTRIC
700 kilowatt-hours/month |
$120.90 |
$128.09 |
5.9% |
$7.19 |
WATER
7,100 gallons/month |
$49.86 |
$51.83 |
3.9% |
$1.97 |
WASTEWATER
3,200 gallons/month |
$36.92 |
$38.40 |
4% |
$1.48 |
| Learn more about residential and commercial rates and how to manage costs. |
How we set fair and sustainable rates
The City routinely evaluates the costs of providing reliable, high-quality water, power and wastewater services, as well as maintaining the infrastructure that supports them. Each year, we calculate the true cost of service for each customer group to ensure rates accurately reflect the resources required to deliver these essential services.
Recommended rates are presented to the Loveland Utilities Commission, which reviews the proposals and forwards approved recommendations to the Loveland City Council for final consideration and adoption.
Additionally, every three years, we collaborate with independent rate consultants to conduct a comprehensive cost-of-service study. This detailed analysis examines how different customer groups use our services and compares usage patterns to the associated costs. The process ensures that no customer class subsidizes another, keeping rates fair, equitable and aligned with the true cost of service.
Assistance
The City offers multiple paths of assistance for those seeking support with bills, as well as efficiency programs that can help save money based on reduced energy usage.
Financial assistance
Residential programs
